Financial uncertainty during the pandemic has had many thinking about ways to cut back on expenses. While staying healthy was priority number one, the stress caused by furloughs, working from home, and homeschooling took its toll on a large number of people. So here are some tips to get you back on track both mentally and financially after the pandemic:
Refinance your Home
Free up some cash and reduce your monthly mortgage payments by refinancing your home. Your existing home loan will be paid off by your new lender and replaced by a new home loan with better terms and conditions. A new loan with lower interest rates will lower your monthly payments and help you keep more money in your pocket. In order to get the best deal possible when you’re looking to refinance, you should first take some steps to improve your credit score. Keep making all your payments on time, aim to lower your credit card debt, and avoid taking on any new debt as you go through the process of refinancing.
Grow Your Own Food
You know that eating home instead of dining out and brown-bagging your lunch instead of buying food from the cafeteria will save you money, but take it a step further and start growing your own food at home as well. Not sure how green your thumb is? Start by growing a few fresh herbs on a windowsill, then move on to tomatoes, cucumbers, and lettuce. No backyard? No problem. Hydroponic gardening is gaining in popularity, and all the supplies you need are readily available in home improvement stores and online. If none of these options work for you, strive to buy locally-grown produce: it will more than likely be organic and better for your health, and you’ll be helping farmers in your area make a living and provide for their own families.
Invest in Healthier Products
Green alternatives to everyday products are available online for purchase, and they are often as good, if not better, as their chemically-laden counterparts. Some people are even saving money by using kitchen staples such as lemon, vinegar, baking soda, and coffee grounds as cleaning products. If you want to switch to healthier options for your body as well, consider using all-natural body care products such as shampoo and conditioner bars, deodorants free of harmful chemicals, and artisanal soaps. These products often last longer and have a lot less impact on the environment than non-organic, non-green products, so you’ll be doing both your body and planet Earth a favor when you make such purchases.
Start a New Hobby
The stress caused by the uncertainty surrounding the pandemic and the weeks of isolation brought on by quarantine have left many of us mentally depleted, anxious, and even depressed. Starting a new hobby–or rekindling your love affair with an old one you abandoned years ago–is a wonderful way to relieve some of that stress and let go of some of your worries. Whether you enjoy crocheting, knitting, solving puzzles, or coloring, the time you spend being creative can be very therapeutic, both mentally and emotionally. Finding a pastime that helps you relax and gives you a sense of accomplishment is good for your brain as well: both hemispheres are activated, new neural pathways are carved, and your brain continues to grow and adapt over time, allowing you to develop new skills and abilities.
Reclaim your happiness and boost your confidence by regaining your financial footing, allow your creative juices to flow to improve your brain power, and see your stress and pandemic fatigue melt away!Ready to make the switch to all-natural body care? Click on BeNat to discover great products at great prices for the whole family.